Money, Just For Her Answers
Real questions. Clear Irish answers.
Straight answers to the money questions people actually ask — without jargon, judgement or a product agenda.
I earn good money. Why do I never seem to have any?
A practical way to understand why a good income can still feel tight, and how to see the real pattern without turning it into a judgement about yourself.
Read the answer →Life changes the numbersShould couples have a joint bank account?
Joint, separate or a mixture: how couples can choose an account structure that supports shared bills without losing individual visibility or autonomy.
Read the answer →Build and protectHow much should I have in emergency savings?
A realistic way to build an emergency fund in stages, starting with the risks your household would find hardest to absorb.
Read the answer →Build and protectI have €20,000 sitting in the bank. What should I think about next?
The questions to ask before deciding whether cash should stay accessible, clear debt, support a near-term goal or be considered for longer-term investing.
Read the answer →Build and protectI am 45 and have not started a pension. Have I left it too late?
Why 45 is not too late to begin, and the information to gather before deciding what level and type of pension saving is realistic.
Read the answer →Women, work and moneyWhat happens to my pension if I take a career break?
The pension questions to ask before a career break, including employer contributions, preserved benefits, PRSI records and what restarting may look like.
Read the answer →Women, work and moneyIs it worth going back to work after childcare costs?
Why the answer should include take-home pay, childcare and commuting as well as pension, benefits, career progression and future choice.
Read the answer →Build and protectWhat should I check before my mortgage fixed rate ends?
A practical mortgage review checklist for Irish borrowers before a fixed rate expires, including timing, new repayments, switching and fees.
Read the answer →Money at workMy employer offers a pension. How do I know what I actually have?
The essential questions to ask about a workplace pension: contributions, employer support, investment, charges, benefits and old schemes.
Read the answer →Money and behaviourFinancial coach or financial adviser: which do I need?
A clear explanation of financial education, coaching and regulated advice, and when each type of support is useful.
Read the answer →Women, work and moneyWhat should I think about financially before taking a pay cut?
A whole-picture checklist for a lower-paid role, reduced hours or career change, including net income, pension, benefits, future progression and household resilience.
Read the answer →Life changes the numbersHow much does sending a child to college actually cost?
A practical way for Irish families and students to build a real college budget covering fees, accommodation, travel, food, equipment and supports.
Read the answer →Pensions & caringDoes maternity leave affect my pension in Ireland?
What maternity leave can mean for your workplace pension and State Pension record, and what to check before assuming there is a gap.
Read the answer →Pensions & return to workShould I consider AVCs after returning to work?
How to think about Additional Voluntary Contributions after a career break or period of reduced pension saving — without jumping straight to a product decision.
Read the answer →Pensions & policyDoes MyFutureFund close the pension gap for women?
Why Ireland’s auto-enrolment system can improve pension coverage without, by itself, removing the gender pension gap.
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